Accounting for the Rise in Consumer Bankruptcies
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Accounting for the Rise in Consumer Bankruptcies | NBER
Accounting for the Rise in Consumer Bankruptcies Igor Livshits, James MacGee & Michèle Tertilt Working Paper 13363 DOI 10.3386/w13363 Issue Date September 2007 Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002.. source: https://www.nber.org/papers/w13363
Accounting for the Rise in Consumer Bankruptcies - JSTOR
Accounting for the Rise in Consumer Bankruptcies* By Igor Livshits, James MacGee, and Michele Tertilt* Personal bankruptcies in the United States have increased dramati cally, rising from 1.4 per thousand working age adults in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with. source: https://www.jstor.org/stable/25760300
Accounting for the Rise in Consumer Bankruptcies
Accounting for the Rise in Consumer Bankruptcies Igor Livshits James MacGee Michèle Tertilt American Economic Journal: Macroeconomics vol. 2, no. 2, April 2010 (pp. 165-93) Download Full Text PDF Article Information Comments ( 0) Abstract. source: https://www.aeaweb.org/articles?id=10.1257/mac.2.2.165
PDF Accounting for the Rise in Bankruptcies - National Bureau of Economic ...
expense uncertainty) cannot quantitatively account for the rise in bankruptcies. Instead, the rise in filings appears to mainly reflect changes in the credit market environment. We find that credit market innovations which cause a decrease in the transactions cost of lending and a decline in the cost of bankruptcy can largely accounting for the .... source: https://www.nber.org/system/files/working_papers/w13363/w13363.pdf
PDF Accounting for the Rise in Consumer Bankruptcies - Bank of Canada
count for the rise in bankruptcies. Instead, stories related to a change in the credit market environment are more plausible. In particular, we find that a combination of a decrease in the credit market transactions cost together with a decline in "stigma" does a good job in accounting for the rise in consumer bankruptcy.. source: https://www.bankofcanada.ca/wp-content/uploads/2010/08/bankruptcy_rise.pdf
Accounting for the Rise in Consumer Bankruptcies - ResearchGate
Accounting for the Rise in Consumer Bankruptcies February 2006 American Economic Journal: Macroeconomics RePEc Authors: Igor Livshits Federal Reserve Bank Of Philadelphia Jim Macgee The.... source: https://www.researchgate.net/publication/23697660_Accounting_for_the_Rise_in_Consumer_Bankruptcies
Accounting for the Rise in Consumer Bankruptcies - EconPapers
Accounting for the Rise in Consumer Bankruptcies. Igor Livshits, James (Jim) MacGee and Michele Tertilt () No 06-001, Discussion Papers from Stanford Institute for Economic Policy Research. Abstract: Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002 .... source: https://econpapers.repec.org/RePEc:sip:dpaper:06-001
Accounting for the Rise in Consumer Bankruptcies - Academia.edu
In particular, we find that a combination of a decrease in the transactions cost of lending and a decline in the cost of bankruptcy does a good job in accounting for the rise in consumer bankruptcy. We also argue that the abolition of usury laws and other legal changes are unimportant. Download Free PDF Related Papers. source: https://www.academia.edu/26347396/Accounting_for_the_Rise_in_Consumer_Bankruptcies
Accounting for the Rise in Consumer Bankruptcies by 396202 396202 ...
We find that increased uncertainty (income shocks, expense uncertainty) cannot quantitatively account for the rise in bankruptcies. Instead, the rise in filings appears to mainly reflect changes in the credit market environment. We find that credit market innovations which cause a decrease in the transactions cost of lending and a decline in .... source: https://papers.nonprod.ssrn.com/sol3/papers.cfm?abstract_id=1012817
Accounting for the Rise in Consumer Bankruptcies - EconPapers
Accounting for the Rise in Consumer Bankruptcies. Igor Livshits, James (Jim) MacGee and Michele Tertilt () . No 13363, NBER Working Papers from National Bureau of Economic Research, Inc Abstract: Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with .... source: https://econpapers.repec.org/RePEc:nbr:nberwo:13363
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